Choosing a Long-Term Care Facility in Kentucky

By Joshua Berkley

As life unfolds, we sometimes find ourselves or our loved ones in need of long-term care. Whether due to aging, illness, or disability, the decision to transition to a long-term care facility is often complex and emotionally charged. In Kentucky, where options abound, it’s essential to navigate this journey with knowledge and care. It’s extremely important to make informed choices. Here are key considerations when selecting a long-term care facility in the Bluegrass State.

Understanding the Options

Kentucky offers a spectrum of long-term care options, ranging from skilled nursing facilities to assisted living communities and memory care units. Each type of facility caters to different needs, so it’s crucial to assess the level of care required. Skilled nursing facilities provide around-the-clock medical care for individuals with complex medical needs, while assisted living facilities offer a more independent lifestyle with assistance available as needed. Memory care units specialize in caring for those with Alzheimer’s or other forms of dementia, providing a secure environment tailored to their unique challenges.

Researching Facilities

Once you have identified the appropriate level of care, researching potential facilities is paramount. Start by consulting online resources such as the Kentucky Cabinet for Health and Family Services website, which provides valuable information on licensed facilities, including inspection reports and complaints. Additionally, consider reaching out to local advocacy groups and speaking with healthcare professionals for recommendations. Visiting facilities in person allows you to assess the quality of care, cleanliness, and overall atmosphere firsthand.

Financial Considerations

Long-term care can be costly, so understanding the financial aspects is crucial. In Kentucky, Medicaid provides assistance for eligible individuals, covering the cost of long-term care services in approved facilities. However, navigating the Medicaid application process can be complex, requiring careful planning and legal guidance. It’s vital to ensure that you or your loved one receive the care you deserve without depleting your assets.

Reviewing Contracts

Before committing to a long-term care facility, carefully review the admissions contract. Pay close attention to the terms regarding services provided, fees, and discharge policies. Ensure that the contract aligns with your expectations and that any verbal promises are documented in writing. If you encounter unfamiliar legal terms or have concerns about the contract, don’t hesitate to seek legal advice.

Advocating for Quality Care

Once a loved one is settled into a long-term care facility, your role as an advocate continues. Stay involved in their care by maintaining regular communication with facility staff, attending care plan meetings, and addressing any concerns promptly. If you suspect neglect or abuse, don’t hesitate to take action. Reporting issues to the appropriate authorities ensures that residents receive the quality care they deserve and holds facilities accountable for their obligations.

Choosing a long-term care facility is a significant decision that requires careful consideration and planning. By understanding the options, researching facilities, and addressing financial and legal concerns, you can navigate this process with confidence. 

Berkley Oliver PLLC Can Help

Berkley Oliver PLLC has experienced elder law attorneys who can provide guidance tailored to your situation, confirming that your long-term care facility fits into your plan. Contact our office for an initial consultation.

About the Author
Josh Berkley is an attorney and owner at Berkley Oliver PLLC who helps individuals implement plans to protect their assets and their loved ones. Josh focuses his practice in the areas of Estate Planning, Probate, and Elder Law.  From assisting young parents in making a plan to provide for their children, to helping senior clients qualify for Medicaid, Josh works with clients to create estate plans and life plans tailored to each person’s specific goals. He also helps clients with a wide variety of important legal documents such Wills, Trusts, Powers of Attorney, Healthcare Surrogate Designations, and Living Wills. If you have any questions regarding this article, contact Josh here.